The incident occurred on the night of January 27 in the Leninsky district of Ulyanovsk. The offender threw the window of a private house with a bottle of flammable mixtures, explained “Gazeta.ru” in the UK at the Ulyanovsk region. Fire broke out in a room where there was a cot. As a result, the body burns 40% received a two year old child. His 56-year-old grandfather, who tried to extinguish the fire, was also hospitalized with burns.
The police told the victims that they saw a suspicious car near the house. “They remember the license plate number. Then the phone went out to the owner, “- said” Gazeta.ru “head of SU IC assistant at the Ulyanovsk region, Alexander Sorokin. The police detained the suspect – 44-year-old local resident, who is supposed to have demanded the return of the affected debt.
The head of the family took back in 2014, the microfinance organization “Rosdengi” 4 th. Rub. – On drugs, but soon he was required money for interest, said Alexander Sorokin.
When a family has given more than 20 thousand. Rub., They put up a new account – for 40 thousand . rub.
«A few days before the New Year to us collectors threw a brick through the window, to which was attached a note – explained LifeNews native boy. – The note stated that the collectors burn our house, if within five days, we do not pay them to 40 thous. Rub. “. They claim that several times to the police.
Sam It does not recognize the suspect guilty. “He confirmed that he had previously worked in the collection agency, but argues that there resigned. On Friday, the UK will come to the court for the arrest of the suspect. The company, which employs a detainee, and the outstanding loan organization will necessarily be checked, “- said Alexander Sorokin. Later it turned out that even before the house threw “Molotov cocktails” served by the police.
The federal MFI “Rosdengi” “Gazeta.ru” explained that they are investigating this story, and added that they are working with debtors by telephone only.
However, there is a possibility that the loan was issued to the family of the victim of one of the companies that operate under the brand “Rosdengi.” This trademark are still a few companies, the site says “Rosdeneg.” Among them, in particular, the two firms Ulyanovsk – MFI “Kronos”, whose director is Nadezhda Kripak, and MFIs’ Boutique Financial Solutions “, whose director Ilya Set Machihin. Contact them “Gazeta.ru” failed.
The threats could not go from the collection agency, but from a microfinance organization, which issued the credit, said “Gazeta.ru” head of the social project “Stop collector” Vyacheslav Kurilin. “Using the word” collector “, people often get confused – he explains. – For example, banks are no sewers, but there is tough work of security. Most people suffer from the staff of microfinance institutions. There are instances when people were killed, shot. But the staff of MFIs to the collectors do not have a direct relationship.
MFI is not economically feasible to transfer the debts to collection agencies.
There, the loan amount is usually up to 10 thous. rub., and the transfer they get a penny. Therefore, they are engaged in recovery themselves – up to the leaders. There is a trend of MFIs are criminals and their methods of recovery are very strict. As they say in the 90 years for racketeering we planted, and now it is legal, we are called collectors ».
In contrast to the banks, MFI’s extremely high interest rates – 3-4% per day and at the slightest delay a person is fined a large sum. Some of the debtors do not go to borrow money at such an incredibly high interest rates, but this pushed employees of banks, where people have already taken out a loan, or the official collectors. “Collection agencies that work with banks to offer debtors borrow from MFIs to repay a debt to the bank. But quickly – a day or two to return the money on a new loan a person can not, here and run over high interest rates, and the debtor gets into bondage by the MFIs, “- says Kurilin. According to him, this greatly affects pensioners, as the court will charge them even 1000% per annum, and the Pension Fund starts to write off this amount, taking half of the pension. “A lot of calls I receive. Grandparents are complaining that they have retired from the 10 th. Rub. The remaining half, and you ought to pay for utilities, and do not live on that, “- said the source.
To prove that the man took out a loan to an MFI involuntarily, almost impossible. “The psychological pressure is generally difficult to prove. Someone threatened to kill him. A young mothers collectors say that defaults on loans – a sign of bad parenting, and thus the basis for deprivation of parental rights. Although it is, of course, unfounded statement. A person in shock from such a threat. Then he and the prompt “exit” – an appeal to the nearest MFI. And we in Chelyabinsk at some intersections there are three or four offices of microfinance institutions “, – says Kurilin.
Stories, when collectors are causing injury and even killed debtor has not uncommon for Russia.
This week in Chelyabinsk was placed under arrest 29-year-old deputy chief Economic Security Service of one of the microfinance institutions of the city, who shot the debtor from a traumatic gun. 40-year-old victim was still alive. The incident took place in November last year. After that, the collector has not once visited his victim and threatened with death. In Perm, at the end of last year, two representatives of the MFI beat a local resident who had to 5 thousand. Rub. The victim fell into a coma and died. A Yuzhnouralsk five years ago, a young victim of the collector has become an influential person in the community of thieves. By debtor collector I came now and then in front of them beat his victim to death.
Stop chaos when debt collection is possible by means of changes in the law. Now in the State Duma are several similar bills. The Liberal Democratic Party MPs propose to ban the activities of collection agencies, and introduce heavy fines for assignment of debts. A deputy of the Legislative Assembly of St. Petersburg has recently introduced legislation that claims to debtors should be considered only in court.
«The State Duma has a bill that aims to regulate the procedure of debt recovery solely on individuals. And there are laws that govern debt collection both from individuals and legal entities – explains CEO “Yurkollegiya” Elena Gerasimova. – In the bill prohibits the evening and night calls to debtors, in particular after 18.00, the number of calls per day to one debtor is also limited.
In addition, the bill provides that will be created SRO (SROs), which will be required to start all collection companies ».
The fate of debtors on Thursday, 28 January intervened Federation Council Speaker Valentina Matviyenko. “Given that the amount of overdue loans is growing tangle of problems in this area will grow like a snowball,” – she said, opening the spring session of the House. Matviyenko urged to accelerate the adoption of the law on forced debt collection. Moreover, this law must be inclusive.
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